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Virginia State Bar. A company regarding the Supreme Court of Virginia

Virginia State Bar. A company regarding the Supreme Court of Virginia

The Senior Citizens Handbook is a resource for seniors, their own families, and their caregivers to deliver a synopsis of and contact information for possibilities and alternatives dealing with elderly people today, with a directory of just exactly exactly how particular laws and regulations affect Virginia’s elder residents and advice that is practical problems such as for instance Medicaid, Alzheimer’s infection, landlord-tenant relations, and a lot more.

There is a list that is extensive of organizations that detail the many solutions open to older persons.

Revised March 2013


Financial Assistance

Personal Safety

  • Introduction
  • Personal protection along with your your retirement plans
  • How can you be eligible for your your retirement advantages?
  • Just how much will your retirement advantage be?
  • Full retirement age
  • Age to get complete Social safety advantages
  • Early your your retirement
  • Delayed retirement
  • Deciding when you should retire
  • Pension advantages for widows and widowers
  • Advantages for family members4
  • Spouse’s Advantages
  • Maximum household advantages
  • Social Safety Benefits and Breakup
  • How will you join Social protection?
  • Directly to charm
  • In the event that you work and acquire benefits during the time that is same
  • A unique rule that is monthly
  • Your benefits might be taxable
  • Retirement benefits from work maybe perhaps maybe not included in Social safety
  • Making america
  • Supplemental Safety Money
  • Eligibility
  • Earnings
  • Penalties
  • Obtaining Advantages
  • Appeals Process for SSI
  • Overpayments

Retirement Benefits

  • Introduction
  • Pension Eligibility
  • Kinds of Pension Plans
  • Pension Rights
  • Breaks in provider
  • Advantages for Workers’ Spouses
  • Protection of Pension Funds
  • Appeals
  • Veterans‘ Benefits
  • Help and Attendance Allowance
  • Eligibility
  • Just how to Apply for help and Attendance
  • Eligibility
  • Relationship of VA money to Social protection management (SSA) Benefits
  • Trying to get VA Advantages and Information
  • Straight to Appeal
  • Representation
  • Railroad Pension Act Benefits

Supplemental Nutrition Assistance Program (Snap—Food Stamps)

  • The Myth
  • Trying to get SNAP (Meals Stamps)
  • Eligibility
  • What direction to go if Refused

Federal Tax Relief

  • Federal Taxes
  • Federal Tax Credit
  • Earned Income Credit8
  • Taxpayers who will be Blind or over the age of 65 Years
  • Health Costs
  • Purchase of Principal Residence
  • Healthcare Checking Account (MSA)
  • Long-Term Capital Gains and Dividends
  • Estate and Present Tax Exemption
  • Unlimited Marital Deduction
  • Present Tax Annual Exclusion
  • Charitable Contributions
  • Real-estate Tax Reductions for older people



  • Introduction
  • Eligibility
  • Trying to get Medicaid
  • Site Restrictions
  • Transfer of Assets
  • Medicaid and Long-Term Care
  • Appeals
  • Summary


  • What Exactly Is Medicare?
  • The various Areas Of Medicare
  • Medicare Component A (Medical Center Insurance Coverage)
  • Medicare Component B (Medical Care Insurance)
  • Medicare Role C (Medicare Advantage Plans)
  • Medicare Component D (Approved Drug Coverage)
  • Your Medicare Coverage Choices
  • Original Medicare
  • Medicare Advantage Plans ( as an HMO or PPO)
  • Other Medicare Wellness Plans
  • State Insurance Counseling

Alzheimer’s infection

  • Introduction
  • Signs
  • Services Available
  • Medical Care Solutions
  • Sleep for the Caregiver
  • Day-to-Day Assistance for the Caregiver in your home
  • Day-to-Day Assistance Outside your home
  • Short-Term Assistance for the Caregiver
  • Long-Term Assistance
  • Resources for Families
  • Appropriate Factors for Alzheimer’s People

Long-Term Care

Nursing Facilities

  • Introduction
  • Picking out a Nursing Home
  • Investing in Nursing Residence Care
  • Medicare
  • Medicaid
  • Veterans Advantages
  • Personal Health Insurance And Long-Term Care Insurance
  • Personal Resources
  • Resident Liberties
  • Financial Controls and Resident Funds
  • Resources
  • Long-Term Care Ombudsman Program

Assisted Living Facilities

  • Introduction
  • Design
  • Legislation
  • Investing in Assisted Residing
  • Selecting an Assisted facility that is living

Adult Day Care

  • Introduction
  • Legislation of Adult Day Care
  • Services Provided
  • Investing in Adult Day Care

Home Care

  • Introduction
  • Organizing for Residence Care
  • Selecting a true home Care Company
  • Concerns to inquire of
  • Investing in Home Care

Continuing Care Pension Communities

  • Introduction
  • Type A center: Extensive Arrange
  • Type B Center: Modified Arrange
  • Type C Center: Fee-for-Service Plan
  • CCRC Costs
  • Benefits and drawbacks
  • Residents‘ Rights therefore the Possibility of Dismissal
  • Selecting a specific CCRC
  • Seek Expert Advice
  • Virginia Long-Term Care Ombudsman Program


  • Landlord-Tenant Problems
  • Obtain Vital Information About Rental Property
  • Understand Your Lease
  • Virginia Household Landlord and Tenant Act
  • Safety Build Up
  • Rental Application
  • Duties regarding the Tenant
  • Duties associated with Landlord
  • Tenant Remedies/Defenses
  • Considerations to consider
  • Landlord Remedies/Eviction
  • Retaliatory Action by Landlord
  • Rental Assistance System
  • Eligibility
  • How can the System Work?
  • Virginia Minimal Income Energy Assistance Program (LIHEAP)
  • Other Energy Assistance Tools
  • Phone Assistance Products

Reverse Mortgages

  • What’s a Reverse Home Loan?
  • Who are able to be eligible for a HUD HECM?
  • What forms of houses qualify for HECM loans?
  • Exactly exactly just How will be the profits associated with the HECM loan compensated to your home owner?
  • Must the profits of this homeowner use the HECM loan just for particular specified things?
  • May be the home owner myself prone to repay the HECM loan?
  • Does the home owner have actually responsibilities underneath the HECM loan?
  • Whenever must the HECM be paid back?
  • Does the home owner have to spend a cost up to a planner or loan finder so that you can get an HECM loan?
  • Can be an HECM loan expensive?
  • If the homeowner obtain counseling before acquiring an HECM?
  • Are there sites or cost telephone that is free from where home owners can acquire information on HECM loans or other reverse mortgage loans?

Preparation for future years

Breakup and also the Elderly property Transfers Probate and Estate management

  • Probate
  • Estate Preparing
  • Wills
  • Preparation of one’s Will
  • Changing Your Will
  • Dying Without a Will
  • Wills and Life Insurance Policies
  • Joint Tenancy Ownership as being a Will Substitution
  • Revocable Residing Trusts
  • Estate Taxes
  • Settling an Estate/Administering a Trust
  • Special Requirements Trust
  • Supplemental Requirements Trusts

Advance Directives

  • Introduction
  • Kinds of Advance Directives
  • Medical care Energy of Attorney

Energy of Attorney and Durable Energy of Attorney Guardianship

  • Introduction
  • Who Requires a Guardian?

Funeral Solutions

  • Preparing In Advance
  • Funeral Provider Customer Guidance
  • Preparing at Time of Need
  • Veterans


Protection of Protection Under The Law

Whenever Do You May Need a Lawyer? Where to find a Lawyer Finding And Dealing With An Attorney

  • Why do you may need legal counsel?
  • IWhat sort of attorney do you really need? 0
  • Just how can a Lawyer is found by me?
  • Simple tips to choose the right attorney
  • Plan the meeting1
  • Charges
  • Fee Agreements
  • Cost Dispute Resolution System
  • Most readily useful technique for selecting an attorney to Represent You

Customer Guide

  • Introduction
  • Contracts and Credit Buying
  • Fundamental Contract Dos and Don’ts
  • Bank Card Finance Charges
  • Unsolicited Bank Cards
  • Lost or Stolen Charge Cards
  • Bad Credit Scoring
  • Error in payment
  • Debt Collectors
  • Door-to-Door product product Sales
  • Mail-Order Goods
  • Unordered Products
  • Telemarketing Product Sales
  • Unscrupulous Techniques
  • Bait and change
  • Pigeon Drop
  • Residence Repairs
  • Health Quackery
  • Customer Treatments
  • Matches in General District Courts


  • Age Discrimination
  • Discrimination According To Impairment

Grandparent Rights

  • Grandparent Rights to Visitation and Custody
  • A Primer on Legal Custody and Guardianship
  • Of Grandchildren
  • Appropriate Custody
  • Guardianship
  • Parental Presumption
  • Individual having a genuine interest
  • Visitation Determination
  • Foster Care and Grandparents
  • State Benefit Tools
  • Web Resources

Your Personal Security And Safety

  • In The Home
  • Walking
  • While Shopping
  • In Your Car
  • Banking

Elder Abuse

  • What Exactly Is Elder Abuse?
  • Indications of Elder Abuse
  • Preventing Abuse
  • Reporting Abuse

Alternate Dispute Resolution

  • Arbitration
  • Mediation
  • Collaborative Family Legislation

Particular Issues for Seniors

Virginia’s Judicial System

  • Magistrates
  • District Courts9
  • Circuit Courts
  • Court of Appeals
  • Supreme Court
  • Police force and Prosecution of Criminal Situations

Helpful Connections

  • Agencies on the aging process
  • Resident Help Lines
  • Customer Protection
  • Discrimination
  • Work Information
  • Funeral Solutions
  • Health Care Ideas
  • Housing Information
  • Information and Referral Solutions
  • Legal Information
  • Long-Term Care
  • Nationwide Companies
  • Assisted Living Facilities, Adult Homes & Care day
  • Railroad Pension Act Benefits
  • Personal Solutions
  • Social Safety Administration2
  • Veterans’ Affairs
  • Victims of Crime Compensation

Updated: Apr 04, 2018

All Departments: (804) 775-0500

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